:root {
  --royal: #0b1f4d;
  --royal-dark: #071535;
  --royal-light: #102d67;
  --gold: #d4af37;
  --gold-light: #e7ca68;
  --white: #fff;
  --offwhite: #f7f8fb;
  --text: #18243b;
  --muted: #68748a;
  --border: #e4e8ef;
  --shadow: 0 18px 50px rgba(11, 31, 77, 0.1);
}
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
  scroll-padding-top: 82px;
}
body {
  font-family: "DM Sans", sans-serif;
  color: var(--text);
  background: #fff;
  overflow-x: hidden;
}
h1,
h2,
h3,
h4,
h5,
h6 {
  font-family: "Manrope", sans-serif;
}
a {
  text-decoration: none;
}
ul {
  padding: 0;
  margin: 0;
  list-style: none;
}
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 999;
  background: #fff;
  backdrop-filter: blur(16px);
  transition: 0.3s;
}
.navbar {
  padding: 13px 0;
}
.navbar-brand {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #203053;
}
.brand-mark {
  width: 43px;
  height: 43px;
  border: 1px solid rgba(212, 175, 55, 0.7);
  display: grid;
  place-items: center;
  color: var(--gold);
  font-size: 21px;
}
.brand-text {
  display: flex;
  flex-direction: column;
  line-height: 1;
}
.brand-text strong {
  font-family: "Manrope", sans-serif;
  font-size: 20px;
  letter-spacing: 0.5px;
}
.brand-text small {
  font-size: 7px;
  letter-spacing: 2.1px;
  color: #000;
  margin-top: 5px;
}
.navbar-nav {
  gap: 5px;
}
.nav-link {
  color: rgba(7, 21, 53, 0.96) !important;
  font-size: 14px;
  font-weight: 600;
  padding: 10px 13px !important;
  transition: 0.3s;
}
.nav-link:hover,
.nav-link.active {
  color: var(--gold) !important;
}
.dropdown-menu {
  background: #fff;
  border: 0;
  border-radius: 3px;
  padding: 8px;
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.15);
}
.dropdown-item {
  font-size: 13px;
  padding: 10px 13px;
  color: var(--royal);
}
.dropdown-item:hover {
  background: #f3f5f9;
  color: var(--royal);
}
.nav-cta {
  background: var(--gold);
  color: var(--royal);
  padding: 11px 18px;
  font-size: 13px;
  font-weight: 700;
  border-radius: 2px;
  transition: 0.3s;
}
.nav-cta:hover {
  background: var(--gold-light);
  color: var(--royal);
  transform: translateY(-2px);
}
.navbar-toggler {
  border: 1px solid rgba(255, 255, 255, 0.3);
  padding: 7px;
  margin-right: 30px;
}

.navbar-toggler:focus {
  box-shadow: none;
}
.navbar-toggler-icon {
  filter: brightness(0) invert(1);
  color: #0b1f4d;
}
.hero-section {
  min-height: 100vh;
  background:
    linear-gradient(
      110deg,
      rgba(7, 21, 53, 0.98) 0%,
      rgba(11, 31, 77, 0.9) 52%,
      rgba(11, 31, 77, 0.62) 100%
    ),
    url("https://images.unsplash.com/photo-1559526324-593bc073d938?auto=format&fit=crop&w=2000&q=85")
      center/cover;
  position: relative;
  display: flex;
  align-items: center;
  color: #fff;
  padding: 120px 0 80px;
}
.hero-overlay {
  position: absolute;
  inset: 0;
  background: radial-gradient(
    circle at 78% 50%,
    rgba(212, 175, 55, 0.12),
    transparent 32%
  );
}
.hero-container {
  position: relative;
  z-index: 2;
  width: 100%;
}
.eyebrow,
.section-kicker {
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 2.5px;
  color: var(--gold);
  display: inline-flex;
  align-items: center;
  gap: 10px;
}
.eyebrow span {
  display: block;
  width: 30px;
  height: 1px;
  background: var(--gold);
}
.hero-content h1 {
  font-size: clamp(45px, 5.4vw, 78px);
  line-height: 1.03;
  margin: 22px 0 22px;
  letter-spacing: -3px;
}
.hero-content h1 em {
  color: var(--gold);
  font-style: normal;
}
.hero-content > p {
  font-size: 17px;
  line-height: 1.8;
  color: #d4dbea;
  max-width: 620px;
  margin-bottom: 34px;
}
.hero-actions {
  display: flex;
  gap: 13px;
  align-items: center;
}
.btn-gold {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: var(--gold);
  color: var(--royal);
  font-size: 13px;
  font-weight: 800;
  padding: 15px 23px;
  border: 1px solid var(--gold);
  transition: 0.3s;
}
.btn-gold:hover {
  background: var(--gold-light);
  color: var(--royal);
  transform: translateY(-2px);
}
.btn-outline-light-custom {
  display: inline-flex;
  align-items: center;
  color: #fff;
  border: 1px solid rgba(255, 255, 255, 0.35);
  padding: 15px 23px;
  font-size: 13px;
  font-weight: 700;
  transition: 0.3s;
}
.btn-outline-light-custom:hover {
  border-color: var(--gold);
  color: var(--gold);
}
.hero-trust {
  display: flex;
  align-items: center;
  gap: 22px;
  margin-top: 50px;
}
.trust-item {
  display: flex;
  flex-direction: column;
}
.trust-item strong {
  font-family: "Manrope";
  font-size: 23px;
  color: #fff;
}
.trust-item span {
  font-size: 10px;
  color: #aeb9cf;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-top: 4px;
}
.trust-line {
  height: 32px;
  width: 1px;
  background: rgba(255, 255, 255, 0.2);
}
.hero-card {
  max-width: 390px;
  margin-left: auto;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.2);
  backdrop-filter: blur(12px);
  padding: 30px;
  position: relative;
}
.hero-card:before {
  content: "";
  position: absolute;
  top: -8px;
  right: -8px;
  width: 45px;
  height: 45px;
  border-top: 1px solid var(--gold);
  border-right: 1px solid var(--gold);
}
.hero-card-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  color: #dce2ee;
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 2px;
}
.hero-card-top i {
  font-size: 28px;
  color: var(--gold);
}
.hero-chart {
  height: 190px;
  margin: 35px 0 12px;
  position: relative;
  overflow: hidden;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.03), transparent);
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}
.hero-chart:before,
.hero-chart:after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  border-top: 1px dashed rgba(255, 255, 255, 0.1);
}
.hero-chart:before {
  top: 45%;
}
.hero-chart:after {
  top: 75%;
}
.chart-line {
  position: absolute;
  width: 125%;
  height: 120px;
  left: -5%;
  top: 52px;
  border-top: 2px solid var(--gold);
  transform: rotate(-8deg);
  border-radius: 50%;
}
.chart-point {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--gold);
  position: absolute;
  box-shadow: 0 0 0 5px rgba(212, 175, 55, 0.12);
}
.point-1 {
  left: 13%;
  top: 108px;
}
.point-2 {
  left: 34%;
  top: 88px;
}
.point-3 {
  left: 53%;
  top: 70px;
}
.point-4 {
  left: 72%;
  top: 42px;
}
.point-5 {
  right: 8%;
  top: 25px;
}
.chart-labels {
  display: flex;
  justify-content: space-between;
  color: #9da9bf;
  font-size: 9px;
  text-transform: uppercase;
  letter-spacing: 1px;
}
.hero-card-footer {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  margin-top: 25px;
  padding-top: 18px;
  font-size: 11px;
  color: #d5dbe7;
}
.hero-card-footer i {
  color: var(--gold);
  margin-right: 7px;
}
.hero-scroll {
  position: absolute;
  bottom: 25px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  gap: 12px;
  align-items: center;
  color: #aeb9cf;
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 2px;
}
.hero-scroll i {
  color: var(--gold);
}
.intro-strip {
  background: var(--gold);
  color: var(--royal);
}
.intro-item {
  padding: 23px 30px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 15px;
  border-right: 1px solid rgba(11, 31, 77, 0.15);
}
.intro-item:last-child {
  border-right: 0;
}
.intro-item > i {
  font-size: 25px;
}
.intro-item div {
  display: flex;
  flex-direction: column;
}
.intro-item strong {
  font-family: "Manrope";
  font-size: 14px;
}
.intro-item span {
  font-size: 10px;
  opacity: 0.75;
  margin-top: 3px;
}
.section-padding {
  padding: 105px 0;
}
.services-section {
  background: var(--offwhite);
}
.section-heading {
  max-width: 700px;
  margin: 0 auto 55px;
}
.section-heading h2,
.split-heading h2 {
  font-size: 42px;
  line-height: 1.15;
  letter-spacing: -1.5px;
  color: var(--royal);
  margin: 12px 0 15px;
}
.section-heading h2 span,
.split-heading h2 span {
  color: var(--gold);
}
.section-heading p {
  color: var(--muted);
  line-height: 1.8;
  font-size: 15px;
}
.service-overview {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 22px;
}
.overview-card {
  background: #fff;
  padding: 35px;
  display: flex;
  gap: 25px;
  border: 1px solid var(--border);
  transition: 0.3s;
}
.overview-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
}
.overview-icon {
  min-width: 58px;
  height: 58px;
  background: var(--royal);
  color: var(--gold);
  display: grid;
  place-items: center;
  font-size: 25px;
}
.overview-card span {
  font-size: 10px;
  color: var(--gold);
  font-weight: 800;
  letter-spacing: 2px;
}
.overview-card h3 {
  color: var(--royal);
  font-size: 24px;
  margin: 7px 0;
}
.overview-card p {
  color: var(--muted);
  font-size: 14px;
  line-height: 1.7;
}
.overview-card a,
.solution-card > a,
.loan-card > a {
  /* color: var(--royal); */
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.8px;
}
.overview-card a i,
.solution-card > a i,
.loan-card > a i {
  color: var(--gold);
  margin-left: 6px;
}
.featured-overview {
  background: var(--royal);
}
.featured-overview h3,
.featured-overview p {
  color: #fff;
}
.featured-overview p {
  color: #bbc5d8;
}
.insurance-section {
  background: #fff;
}
.split-heading {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: end;
  max-width: none;
}
.split-heading p {
  margin: 0 0 8px;
}
.solution-card {
  height: 100%;
  border: 1px solid var(--border);
  padding: 28px;
  background: #fff;
  position: relative;
  transition: 0.35s;
}
.solution-card:hover {
  border-color: var(--gold);
  box-shadow: var(--shadow);
  transform: translateY(-7px);
}
.solution-number {
  position: absolute;
  top: 25px;
  right: 25px;
  color: #dfe3e9;
  font-size: 12px;
  font-weight: 800;
}
.solution-icon {
  width: 55px;
  height: 55px;
  background: #f3f5f9;
  color: var(--royal);
  display: grid;
  place-items: center;
  font-size: 23px;
  margin-bottom: 25px;
  transition: 0.3s;
}
.solution-card:hover .solution-icon {
  background: var(--gold);
  color: var(--royal);
}
.solution-card h3 {
  font-size: 21px;
  color: var(--royal);
  margin-bottom: 0;
}
.solution-card p {
  font-size: 13px;
  color: var(--muted);
}
.solution-card ul {
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 15px 0;
  margin: 18px 0;
}
.solution-card li {
  font-size: 11px;
  color: #68748a;
  padding: 5px 0;
}
.solution-card li:before {
  content: "✓";
  color: var(--gold);
  font-weight: 800;
  margin-right: 8px;
}
.solution-card > a {
  display: block;
}
.stats-section {
  background: var(--royal);
  color: #fff;
  padding: 75px 0;
}
.stats-section h2 {
  font-size: 35px;
  max-width: 390px;
  line-height: 1.25;
  margin-top: 14px;
}
.stats-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
}
.stat-box {
  padding: 25px;
  border-left: 1px solid rgba(255, 255, 255, 0.15);
  border-bottom: 1px solid rgba(255, 255, 255, 0.15);
}
.stat-box:nth-child(3),
.stat-box:nth-child(4) {
  border-bottom: 0;
}
.stat-box strong {
  font-family: "Manrope";
  font-size: 42px;
  color: var(--gold);
}
.stat-box strong:after {
  content: "+";
}
.stat-box:nth-child(4) strong:after {
  content: "%";
}
.stat-box span {
  display: block;
  color: #b9c3d6;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-top: 5px;
}
.loans-section {
  background: var(--offwhite);
}
.loan-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.loan-card {
  background: #fff;
  padding: 35px;
  border: 1px solid var(--border);
  transition: 0.35s;
}
.loan-card:hover {
  transform: translateY(-7px);
  box-shadow: var(--shadow);
  border-color: var(--gold);
}
.loan-card-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 30px;
}
.loan-card-header span {
  font-size: 11px;
  font-weight: 800;
  color: var(--gold);
  letter-spacing: 2px;
}
.loan-card-header i {
  width: 48px;
  height: 48px;
  background: var(--royal);
  color: var(--gold);
  display: grid;
  place-items: center;
  font-size: 21px;
}
.loan-card h3 {
  font-size: 25px;
  color: var(--royal);
}
.loan-card p {
  font-size: 13px;
  color: var(--muted);
  line-height: 1.8;
  margin: 12px 0 22px;
}
.loan-features {
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 15px 0;
  margin-bottom: 23px;
}
.loan-features span {
  display: block;
  font-size: 11px;
  color: #68748a;
  padding: 4px 0;
}
.loan-features i {
  color: var(--gold);
  margin-right: 7px;
}
.about-section {
  background: #fff;
}
.about-visual {
  height: 430px;
  background: var(--royal);
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
}
.about-visual:before {
  content: "";
  position: absolute;
  inset: 20px;
  border: 1px solid rgba(212, 175, 55, 0.4);
}
.about-main-card {
  width: 280px;
  background: #fff;
  padding: 38px;
  position: relative;
  z-index: 2;
  text-align: center;
  box-shadow: 20px 20px 0 rgba(212, 175, 55, 0.9);
}
.about-small-title {
  font-size: 9px;
  letter-spacing: 2px;
  color: var(--gold);
  font-weight: 800;
}
.about-main-card strong {
  display: block;
  font-family: "Manrope";
  font-size: 70px;
  color: var(--royal);
  line-height: 1;
  margin: 13px 0;
}
.about-main-card p {
  font-size: 12px;
  color: var(--muted);
}
.about-accent-card {
  position: absolute;
  bottom: 30px;
  left: 30px;
  background: var(--gold);
  color: var(--royal);
  padding: 14px 18px;
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 11px;
  font-weight: 800;
  text-transform: uppercase;
  line-height: 1.4;
  z-index: 3;
}
.about-accent-card i {
  font-size: 25px;
}
.about-section h2 {
  font-size: 43px;
  color: var(--royal);
  line-height: 1.15;
  letter-spacing: -1.5px;
  margin: 12px 0 20px;
}
.about-section h2 span {
  color: var(--gold);
}
.about-section p {
  color: var(--muted);
  font-size: 14px;
  line-height: 1.85;
}
.about-lead {
  font-size: 16px !important;
  color: #455168 !important;
}
.about-points {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 13px;
  margin: 28px 0;
}
.about-points div {
  display: flex;
  gap: 10px;
  align-items: center;
  font-size: 12px;
  font-weight: 700;
  color: var(--royal);
}
.about-points i {
  color: var(--gold);
  font-size: 16px;
}
.dark-btn {
  margin-top: 5px;
}
.process-section {
  padding: 95px 0;
  background: var(--offwhite);
}
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-top: 1px solid var(--border);
}
.process-item {
  padding: 30px 25px;
  border-right: 1px solid var(--border);
  position: relative;
}
.process-item:last-child {
  border-right: 0;
}
.process-item > span {
  font-size: 10px;
  color: var(--gold);
  font-weight: 800;
  letter-spacing: 2px;
}
.process-item > i {
  display: block;
  color: var(--royal);
  font-size: 27px;
  margin: 25px 0 18px;
}
.process-item h3 {
  font-size: 19px;
  color: var(--royal);
}
.process-item p {
  font-size: 12px;
  color: var(--muted);
  line-height: 1.7;
}
.contact-section {
  background: #fff;
}
.contact-info {
  background: var(--royal);
  height: 100%;
  padding: 45px;
  color: #fff;
}
.contact-intro h3 {
  font-size: 29px;
  line-height: 1.3;
  margin: 12px 0;
}
.contact-intro p {
  font-size: 13px;
  color: #bbc5d8;
  line-height: 1.8;
}
.contact-detail {
  display: flex;
  gap: 15px;
  align-items: flex-start;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding: 22px 0;
}
.contact-icon {
  width: 43px;
  height: 43px;
  min-width: 43px;
  background: rgba(212, 175, 55, 0.12);
  color: var(--gold);
  display: grid;
  place-items: center;
}
.contact-detail small {
  font-size: 9px;
  letter-spacing: 2px;
  color: #8997b0;
  font-weight: 800;
}
.contact-detail a,
.contact-detail p {
  display: block;
  color: #fff;
  font-size: 13px;
  margin: 5px 0 0;
}
.contact-hours {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding-top: 20px;
  color: #b9c4d8;
  font-size: 11px;
  display: flex;
  gap: 10px;
  align-items: center;
}
.contact-hours i {
  color: var(--gold);
}
.form-wrapper {
  border: 1px solid var(--border);
  padding: 35px;
  background: #fff;
  box-shadow: var(--shadow);
}
.form-header > span {
  font-size: 10px;
  color: var(--gold);
  letter-spacing: 2px;
  font-weight: 800;
}
.form-header h3 {
  font-size: 27px;
  color: var(--royal);
  margin: 9px 0 20px;
}
.google-form-container {
  height: 520px;
  overflow: hidden;
}
.google-form-container iframe {
  width: 100%;
  height: 100%;
  border: 0;
}
.final-cta {
  background: var(--gold);
  padding: 55px 0;
}
.final-cta-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 30px;
}
.final-cta h2 {
  color: var(--royal);
  font-size: 32px;
  max-width: 700px;
  margin-top: 10px;
}
.final-cta .section-kicker {
  color: var(--royal);
}
.final-cta .btn-gold {
  background: var(--royal);
  border-color: var(--royal);
  color: #fff;
}
.final-cta .btn-gold:hover {
  background: var(--royal-light);
  color: #fff;
}
.footer {
  background: var(--royal-dark);
  color: #fff;
  padding: 70px 0 0;
}
.footer-brand {
  margin-bottom: 20px;
}
.footer-description {
  color: #8996ad;
  font-size: 12px;
  line-height: 1.8;
  max-width: 310px;
  margin-top: 20px;
}
.footer h4 {
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--gold);
  margin-bottom: 22px;
}
.footer li {
  margin-bottom: 11px;
}
.footer li a {
  font-size: 12px;
  color: #aab5c8;
  transition: 0.3s;
}
.footer li a:hover {
  color: var(--gold);
}
.footer-contact {
  font-size: 11px;
  color: #aab5c8;
  margin-bottom: 12px;
}
.footer-contact i {
  color: var(--gold);
  margin-right: 8px;
}
.social-links {
  display: flex;
  gap: 8px;
  margin-top: 20px;
}
.social-links a {
  width: 35px;
  height: 35px;
  border: 1px solid rgba(255, 255, 255, 0.15);
  color: #aab5c8;
  display: grid;
  place-items: center;
  transition: 0.3s;
}
.social-links a:hover {
  background: var(--gold);
  color: var(--royal);
  border-color: var(--gold);
}
.footer-bottom {
  margin-top: 55px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding: 20px 0;
  display: flex;
  justify-content: space-between;
  color: #707e96;
  font-size: 13px;
}
.back-to-top {
  position: fixed;
  right: 25px;
  bottom: 25px;
  width: 43px;
  height: 43px;
  background: var(--gold);
  border: 0;
  color: var(--royal);
  z-index: 500;
  opacity: 0;
  visibility: hidden;
  transition: 0.3s;
  cursor: pointer;
}
.back-to-top.show {
  opacity: 1;
  visibility: visible;
}

.inner-intro {
  padding: 155px 0 85px;
  background: linear-gradient(135deg, #f7f8fb 0%, #fff 70%);
  border-bottom: 1px solid var(--border);
  overflow: hidden;
}
.breadcrumb-custom {
  display: flex;
  align-items: center;
  gap: 9px;
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 1.2px;
  color: #8994a8;
  margin-bottom: 55px;
  padding-top: 30px;
}
.breadcrumb-custom a {
  color: var(--royal);
  font-weight: 700;
}
.breadcrumb-custom i {
  font-size: 8px;
  color: var(--gold);
}
.inner-intro h1 {
  font-size: 52px;
  line-height: 1.1;
  color: var(--royal);
  letter-spacing: -2px;
  margin: 14px 0 20px;
}
.inner-intro h1 span {
  color: var(--gold);
}
.inner-intro p {
  max-width: 590px;
  color: var(--muted);
  font-size: 16px;
  line-height: 1.85;
  margin-bottom: 28px;
}
.inner-feature-image {
  position: relative;
  height: 420px;
  overflow: hidden;
  background: var(--royal);
  border: 8px solid #fff;
  box-shadow: 0 25px 60px rgba(11, 31, 77, 0.14);
}
.inner-feature-image img,
.large-image img,
.page-service-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.8s cubic-bezier(0.2, 0.7, 0.2, 1);
}
.image-hover {
  overflow: hidden;
  position: relative;
}
.image-hover:after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    135deg,
    rgba(11, 31, 77, 0.05),
    rgba(11, 31, 77, 0.35)
  );
  opacity: 0.35;
  transition: 0.5s;
}
.image-hover:hover img {
  transform: scale(1.08);
}
.image-hover:hover:after {
  opacity: 0.75;
}
.image-overlay {
  position: absolute;
  left: 22px;
  bottom: 22px;
  z-index: 2;
  background: var(--gold);
  padding: 11px 15px;
  color: var(--royal);
  font-size: 9px;
  font-weight: 900;
  letter-spacing: 1.5px;
  transform: translateY(0);
  transition: 0.4s;
}
.image-hover:hover .image-overlay {
  transform: translateY(-5px);
}
.page-service-card {
  display: block;
  background: #fff;
  border: 1px solid var(--border);
  height: 100%;
  transition: 0.4s;
}
.page-service-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 25px 55px rgba(11, 31, 77, 0.12);
  border-color: var(--gold);
}
.page-service-image {
  height: 230px;
  overflow: hidden;
}
.page-service-content {
  padding: 25px;
}
.page-service-content > i {
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  background: var(--royal);
  color: var(--gold);
  font-size: 21px;
  margin-bottom: 18px;
  transition: 0.3s;
}
.page-service-card:hover .page-service-content > i {
  background: var(--gold);
  color: var(--royal);
}
.page-service-content h3 {
  font-size: 21px;
  color: var(--royal);
  margin-bottom: 10px;
}
.page-service-content p {
  color: var(--muted);
  font-size: 13px;
  line-height: 1.75;
  min-height: 70px;
}
.page-service-content span {
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--royal);
}
.page-service-content span i {
  color: var(--gold);
  margin-left: 5px;
}
.info-card {
  height: 100%;
  padding: 32px;
  background: #fff;
  border: 1px solid var(--border);
  transition: 0.4s;
  position: relative;
  overflow: hidden;
}
.info-card:before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  width: 3px;
  height: 0;
  background: var(--gold);
  transition: 0.4s;
}
.info-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow);
  border-color: #d9dee8;
}
.info-card:hover:before {
  height: 100%;
}
.info-card > i {
  width: 55px;
  height: 55px;
  background: #f3f5f9;
  color: var(--royal);
  display: grid;
  place-items: center;
  font-size: 24px;
  margin-bottom: 22px;
  transition: 0.3s;
}
.info-card:hover > i {
  background: var(--gold);
}
.info-card h3 {
  font-size: 21px;
  color: var(--royal);
  margin-bottom: 11px;
}
.info-card p {
  font-size: 13px;
  color: var(--muted);
  line-height: 1.8;
  margin: 0;
}
.dark-content-section {
  padding: 105px 0;
  background: var(--royal);
  color: #fff;
  overflow: hidden;
}
.dark-content-section h2 {
  font-size: 42px;
  line-height: 1.15;
  color: #fff;
  margin: 12px 0 20px;
}
.dark-content-section h2 span {
  color: var(--gold);
}
.dark-content-section p {
  color: #b9c5d9;
  font-size: 14px;
  line-height: 1.9;
}
.feature-list {
  display: grid;
  gap: 13px;
  margin-top: 26px;
}
.feature-list div {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #dbe1eb;
  font-size: 12px;
  font-weight: 600;
}
.feature-list i {
  color: var(--gold);
}
.light-list div {
  color: var(--royal);
}
.quote-card {
  border: 1px solid rgba(255, 255, 255, 0.15);
  padding: 42px;
  background: rgba(255, 255, 255, 0.04);
}
.quote-card > i {
  font-size: 40px;
  color: var(--gold);
}
.quote-card h3 {
  font-size: 27px;
  line-height: 1.4;
  margin: 10px 0 12px;
}
.quote-card p {
  margin-bottom: 25px;
}
.split-image-section {
  padding: 105px 0;
  background: var(--offwhite);
  overflow: hidden;
}
.large-image {
  height: 470px;
  overflow: hidden;
}
.split-image-section h2 {
  font-size: 40px;
  color: var(--royal);
  line-height: 1.15;
  letter-spacing: -1.5px;
  margin: 14px 0 19px;
}
.split-image-section h2 span {
  color: var(--gold);
}
.split-image-section p {
  color: var(--muted);
  font-size: 14px;
  line-height: 1.9;
}
.loan-quote-box {
  background: #fff;
  color: var(--royal);
  padding: 45px;
  border-left: 4px solid var(--gold);
  box-shadow: 0 25px 50px rgba(0, 0, 0, 0.15);
}
.loan-quote-box span {
  display: block;
  font-size: 10px;
  letter-spacing: 2px;
  color: var(--gold);
  font-weight: 800;
  margin-bottom: 18px;
}
.loan-quote-box strong {
  display: block;
  font-family: "Manrope";
  font-size: 34px;
  line-height: 1.25;
  margin-bottom: 28px;
}
.contact-mini-card {
  background: var(--royal);
  color: #fff;
  padding: 38px;
  display: flex;
  flex-direction: column;
}
.contact-mini-card > i {
  font-size: 31px;
  color: var(--gold);
  margin-bottom: 22px;
}
.contact-mini-card > span {
  font-size: 9px;
  letter-spacing: 2px;
  color: #9eabc0;
  font-weight: 800;
}
.contact-mini-card strong {
  font-family: "Manrope";
  font-size: 29px;
  line-height: 1.3;
  margin: 10px 0 18px;
}
.contact-mini-card > a {
  color: var(--gold);
  font-size: 15px;
  font-weight: 700;
}
.map-section {
  background: #fff;
}
.map-placeholder {
  min-height: 350px;
  background: linear-gradient(135deg, #0b1f4d, #102d67);
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  color: #fff;
  position: relative;
  overflow: hidden;
}
.map-placeholder:before {
  content: "";
  position: absolute;
  width: 500px;
  height: 500px;
  border: 1px solid rgba(212, 175, 55, 0.18);
  border-radius: 50%;
  top: -220px;
  right: -120px;
}
.map-placeholder:after {
  content: "";
  position: absolute;
  width: 300px;
  height: 300px;
  border: 1px solid rgba(212, 175, 55, 0.12);
  border-radius: 50%;
  bottom: -180px;
  left: -80px;
}
.map-placeholder > div {
  position: relative;
  z-index: 2;
}
.map-placeholder > div > i {
  font-size: 38px;
  color: var(--gold);
}
.map-placeholder h3 {
  font-size: 28px;
  margin: 14px 0 5px;
}
.map-placeholder p {
  color: #b9c5d9;
  font-size: 13px;
  margin-bottom: 22px;
}
.stats-grid-about {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}

.career-points {
  list-style: none;
  padding: 0;
  margin: 20px 0 25px;
}

.career-points li {
  display: flex;
  align-items: center;
  gap: 9px;
  color: var(--muted);
  font-size: 14px;
  margin-bottom: 10px;
}

.career-points li i {
  color: var(--gold);
  font-size: 15px;
}

.info-card .career-points + .btn-gold {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  text-decoration: none;
}

/* LABEL TRACKER */
.festival-running-label {
  width: 100%;
  overflow: hidden;
  background: var(--royal);
  color: var(--white);
  padding: 12px 0;
  white-space: nowrap;
  border-top: 1px solid rgba(212, 175, 55, 0.35);
  border-bottom: 1px solid rgba(212, 175, 55, 0.35);
}
.festival-running-track {
  display: inline-flex;
  align-items: center;
  gap: 18px;
  padding-left: 100%;
  animation: ganeshaRun 22s linear infinite;
  font-family: "Manrope", sans-serif;
}
.festival-running-track span {
  color: var(--gold);
  font-size: 18px;
}
.festival-running-track strong {
  color: var(--gold-light);
  font-size: 16px;
  letter-spacing: 1px;
}
.festival-running-track b {
  color: var(--white);
  font-size: 16px;
  letter-spacing: 0.5px;
}
.festival-running-track em {
  color: #f5f5f5;
  font-size: 14px;
  font-style: normal;
}
@keyframes ganeshaRun {
  0% {
    transform: translateX(0);
  }
  100% {
    transform: translateX(-100%);
  }
}
@media (max-width: 576px) {
  .festival-running-label {
    padding: 10px 0;
  }
  .festival-running-track {
    gap: 12px;
  }
  .festival-running-track strong,
  .festival-running-track b {
    font-size: 14px;
  }
  .festival-running-track em {
    font-size: 12px;
  }
}

.root-link {
  color: var(--gold);
}

/* =========================================
   EQUAL HEIGHT INSURANCE & LOAN CARDS
========================================= */

.insurance-section .row,
.loans-section .loan-grid {
  align-items: stretch;
}

/* Insurance cards */
.insurance-section .row > [class*="col-"] {
  display: flex;
}

.insurance-section .solution-card {
  width: 100%;
  height: 100%;
  min-height: 430px;
  display: flex;
  flex-direction: column;
}

.insurance-section .solution-card h3 {
  min-height: 58px;
  display: flex;
  align-items: flex-start;
}

.insurance-section .solution-card > p {
  min-height: 72px;
  margin-bottom: 0;
}

.insurance-section .solution-card ul {
  min-height: 105px;
  /* margin-bottom: 20px; */
}

.insurance-section .solution-card > a {
  margin-top: auto;
}

/* Loan cards */
.loans-section .loan-card {
  height: 100%;
  min-height: 440px;
  display: flex;
  flex-direction: column;
}

.loans-section .loan-card h3 {
  min-height: 64px;
  display: flex;
  align-items: flex-start;
}

.loans-section .loan-card > p {
  min-height: 78px;
}

.loans-section .loan-features {
  min-height: 105px;
}

.loans-section .loan-card > a {
  margin-top: auto;
}

/* Keep feature spacing consistent */
.solution-card ul li,
.loan-features span {
  min-height: 30px;
  display: flex;
  align-items: center;
}

/* Make all card CTA areas align */
.solution-card > a,
.loan-card > a {
  display: flex;
  align-items: center;
  gap: 8px;
  min-height: 30px;
}

/* Consistent card internal spacing */
.solution-card,
.loan-card {
  box-sizing: border-box;
}

/* Tablet */
@media (max-width: 991.98px) {
  .insurance-section .solution-card {
    min-height: 420px;
  }

  .loans-section .loan-card {
    min-height: 430px;
  }
}

/* Mobile */
@media (max-width: 767.98px) {
  .insurance-section .solution-card,
  .loans-section .loan-card {
    min-height: auto;
    height: auto;
  }

  .insurance-section .solution-card h3,
  .insurance-section .solution-card > p,
  .insurance-section .solution-card ul,
  .loans-section .loan-card h3,
  .loans-section .loan-card > p,
  .loans-section .loan-features {
    min-height: auto;
  }
}

.brand-logo {
    display: flex;
    align-items: center;
}

.brand-logo img {
    display: block;
    width: auto;
    height: 58px;
    max-width: 230px;
    object-fit: contain;
}